We study the impact of household digital transformation (HDT) on the financial resilience of Chinese households and investigate the influence of HDT on the households' risk-sharing characteristics. Based on the survey data of 16,772 Chinese households, we find that HDT significantly reduces financial vulnerability. This effect is stronger for households more exposed to health risk, unemployment risk, or financial investment risk. Furthermore, HDT significantly improves the households' employment stability, expands their social networks, and boosts their financial knowledge which in turn reduce their financial vulnerability. We highlight the importance of household applications of digital technologies in strengthening household financial resilience. In contrast to the previous studies emphasize the importance of technology infrastructure in promoting household financial resilience. Our findings have important policy implications for governments in shaping policies to incentivize households and support households to overcome obstacles in adopting embracing digital technologies, thereby improve the financial resilience of households.